Student Loan Forgiveness
If you have Federal Student Loans you may qualify for any of the student loan forgiveness programs that are available to borrowers. You may be eligible for principal reduction, loan forgiveness, or a complete loan discharge depending on your individual circumstance.
Income Based Payments
If you are suffering from a financial hardship, you may be eligible for an Income Based Payment. In this repayment program, you would have a payment based on your income and family size. The payment could be as low as $0.00 per month, with forgiveness at the end of 20-25 years.
Loan Consolidation Doc Prep
Loan consolidation will take all your federal student loans and combine them into one new loan. You will have only one lender, with one monthly payment. In this consolidation you are able to choose a payment plan that’s affordable to you. By consolidating you also may become eligible for loan forgiveness.
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Current student loan debt
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Here’s what our clients had to say.
I feel like my life has been saved. Without NSA Care, I would be paying interest only for the rest of my life, now my loans will be forgiven after 120 months, a HUGE thank you to NSA Care and Riley for educating me and making this process painless, YOU’RE THE BEST!.
– Tom Hastings
I spoke with National Student Aid Center and everything came out exactly as they estimated. Thank you for following through on your word, not many people are bound to their word nowadays. Thanks.
– Jerry Bischoff
I was about to fall behind on my obligations because I truly couldn’t afford to pay everything plus these student loans with the job I currently have, so I took a leap of faith and National Student Aid Center came through like an angel from the sky and helped me with the documents to get in a lower repayment program that fit within my budget, thank you so much NSA Care.
– Ruben Guttierrez
Frequently Asked Questions
Federal Direct Stafford/Ford Loans (Direct Subsidized Loans)
Federal Direct Unsubsidized Stafford/Ford Loans (Direct Unsubsidized Loans)
Federal Direct PLUS Loans (Direct PLUS Loans)—for parents and graduate or professional students Federal Direct Consolidation Loans (Direct Consolidation Loans)
Direct Subsidized Loans
Direct Unsubsidized Loans
Subsidized Federal Stafford Loans
Unsubsidized Federal Stafford Loans
Direct PLUS Loans
PLUS loans from the Federal Family Education Loan (FFEL) Program
Supplemental Loans for Students (SLS)
Federal Perkins Loans
Federal Nursing Loans
Health Education Assistance Loans
some existing consolidation loans
INTEREST PAYMENT BENEFIT: If you’re monthly IBR payment amount does not cover the interest that accrues on your loans each month, the government will pay your unpaid accrued interest on your Subsidized Stafford Loans (either Direct Loan or FFEL) for up to three consecutive years from the date you began repaying your loans under IBR.